SmartMoney - Budget Planner 1.1.11

Quy Nguyen – Freeware – iOS
out of 4 votes

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Effective personal money management is crucial for anyone looking to optimize their spending habits.

SmartMoney offers a comprehensive solution for managing income and expenses through a structured financial plan based on the well-known 6 jars method. The application centralizes financial statistics in one location and presents them visually through informative charts, making it easier to track various financial elements, including debts, loans, and savings.

Main Features:
<ul>
 <li>Income and Expense Management: Users can log records daily, with options to remove, clone, or set intervals for repeated records.</li>
 <li>Wallet Management: Manage multiple sources of funds using separate wallets.</li>
 <li>Money Transfers: Facilitate the transfer of funds between different wallets seamlessly.</li>
 <li>Category Management: Records are categorized to enhance organization within the financial plan, including the 6 jars method.</li>
 <li>People Management: Manage contacts associated with financial transactions.</li>
 <li>Debt, Loan, and Savings Management (Pro package): Centralize relevant records for easy tracking, grouped by individual.</li>
 <li>Financial Plan (VIP package): Alerts users about new expense records that exceed budget limits for specific categories.</li>
 <li>6 Jars Method (VIP package): Automatically allocates income and expenses into configurable jars, with notifications if a jar exceeds its budget. Users can monitor the available budget in each jar to facilitate better spending decisions.</li>
 <li>Financial Statistics: Comprehensive visual representation of statistics by category or timeline enhances tracking capabilities within the 6 jars framework.</li>
 <li>Data Security: All information is securely stored on a cloud server that supports synchronization across multiple devices and offline access, ensuring that users do not face data loss.</li>
</ul>

Premium Offerings:
The application provides premium subscriptions for both Pro and VIP packages. The Pro package is available at $0.99/month, $2.49/3 months, $4.49/6 months, or $5.99/year. The VIP package is priced at $1.99/month, $3.99/3 months, $6.99/6 months, or $8.49/year. Subscriptions are managed through iTunes auto-renewals charged to the user's credit card.

Please note that subscriptions cannot be canceled during an active period and will auto-renew unless cancelled at least 24 hours before the current period ends. Subscription management can be done through Apple ID Account Settings.

Lifetime premium features can also be purchased with a one-time fee—$16.99 for Pro features and $17.99 for VIP features. If already subscribed, cancellation of the existing subscription is necessary before purchasing the unlimited package; this does not apply when upgrading or downgrading subscriptions.

Users can restore their purchases anytime within the app.

Privacy and Terms of Use:
<ul>
 <li><a href="https://smartmoney-5e299.firebaseapp.com/privacy_policy.html">Privacy Policy</a></li>
 <li><a href="https://smartmoney-5e299.firebaseapp.com/terms_and_conditions.html">Terms of Use</a></li>
</ul>

Contact:
If you have any questions or need support, please email: <a href="mailto:makethelifeeasier.qnn@gmail.com">makethelifeeasier.qnn@gmail.com</a>.

SmartMoney serves as a valuable tool for personal money management, empowering users to take control of their finances efficiently.

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